Medicare IRMAA After Retirement, Divorce, or Widowhood
Learn why Medicare income-related surcharges may use an earlier tax return and when a qualifying life-changing event may support a request for a new determination.
Read the story and guide →The Solid Ground journal
Women and Changing Wealth
Financial stories and educational guidance for women managing wealth after a major life change.
Roth Conversion Before RMDs: Questions to Ask Before You Decide
Understand taxable income, required distributions, Medicare premiums, withholding, account basis, time horizon, and beneficiary goals before a Roth conversion.
Read the story and guide →Step-Up in Basis for Inherited Property: What the Records Must Show
Understand date-of-death value, inherited-property basis, appraisals, holding period, exceptions, and the records to preserve before a future sale.
Read the story and guide →Executor Financial Checklist After a Death: Accounts, Taxes, and Records
A first financial checklist for an executor or estate administrator: authority, assets, EIN, income, final returns, estate returns, debts, and distributions.
Read the story and guide →Pension Survivor Benefits After a Spouse Dies: What to Ask the Plan
Learn which pension documents to locate, what survivor election may apply, whom to contact, and what to confirm before accepting a payment choice.
Read the story and guide →Life Insurance Claim After a Spouse Dies: A Gentle Checklist
A compassionate checklist for locating policies, confirming beneficiaries, filing a claim, protecting proceeds, and deciding what can wait.
Read the story and guide →How to Remove an Ex-Spouse From a Mortgage After Divorce
Understand title, loan liability, mortgage assumptions, refinancing, servicer paperwork, and the proof that a post-divorce housing change is complete.
Read the story and guide →Tax Filing After Divorce: A Checklist for the First Return
Organize filing status, dependents, withholding, property transfers, retirement accounts, health coverage, and records for the first tax return after divorce.
Read the story and guide →Capital Gains After Selling a Business: Questions to Ask Before Investing the Proceeds
Organize purchase-price allocation, basis, transaction costs, installments, state taxes, and estimated payments after a business sale.
Read the story and guide →Where to Keep Sale Proceeds Short Term While You Decide
Compare temporary homes for a large cash balance by access, insurance, yield, ownership, taxes, and the date you will review the choice.
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